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Credit card phone numbers, checked at the source

Every number here comes from the card issuer's own website, with a link to the page and the date we checked it. Each page also says what to have ready and what to ask for.

Data as of Nov 15, 2026. Numbers with a source link are quoted from that source. Numbers marked Estimate are Haggle estimates until our own calls measure them.

Banks and card issuers

Credit card phone numbers by issuer
Card issuerCard customer service
American Express1-800-528-4800
Apple Card1-877-255-5923
Bank of America1-800-732-9194
Barclays1-877-523-0478
Capital One1-800-227-4825
Chase1-800-432-3117
Citi1-800-950-5114
Discover1-800-347-2683
Navy Federal Credit Union1-888-842-6328
PNC1-800-558-8472
Synchrony1-866-419-4096
U.S. Bank1-800-285-8585

Store and payment cards

Store cards are run by a bank, so the card line is often different from the store's own customer service.

Credit card phone numbers by issuer
Card issuerCard customer service
Amazon1-866-634-8379
Best Buy1-888-574-1301
Costco1-855-378-6467
Kohl's1-844-463-7013
Lowe's1-800-444-1408
Macy's1-888-257-6757
PayPal1-844-209-7457
Target1-800-424-6888

Calling about a missed payment or a high rate? It usually works: 92% (LendingTree survey, via FOX 5 NY) of people who asked got a late fee waived. See how the big banks compare.

Rather not wait on hold?

Haggle calls your card issuer, waits on hold, and asks for the fee back or a lower rate. You pay only if the bank says yes.

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